About YouBudget.co.uk
I came up with the idea for this website in early 2007 to help people look at and manage their finances more regularly because if you don't, how do you know how much you have available to spend?
How are you going know if you can afford to take out that credit?
My background is actually in debt collection and I have worked for various companies; both in the prime and the sub-prime markets, negotiating and collecting payment arrangements that people can afford and commit to.
I have also worked in another area within the financial sector, as a Financial Underwriter: making the decision on how much credit that individual can afford, coming to an agreement that was mutually acceptable to both the customer and the business.
I developed the idea to help you budget regularly and maybe improve your savings as well.
I hope you find it useful